Trump team’s planned ACA Rule offers its answer to rising premium costs: catastrophic coverage

KFF Health News – Friday, February 13, 2026
By Julie Appleby

The Trump administration has unveiled a sweeping set of regulatory proposals that would substantially change health plan offerings on the Affordable Care Act marketplace next year, aiming, it says, to provide more choice and lower premiums. But it also proposes sharply raising some annual out-of-pocket costs — to more than $27,000 for one type of coverage — and could cause up to 2 million people to drop insurance.

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