Affordable Care Act enrollment is slightly ahead of last year so far, despite expiring subsidies

AP News  – Monday, December 8, 2025
By Ali Swenson and Nicky Forster

NEW YORK (AP) — The number of Americans signing up for Affordable Care Act health insurance for 2026 is moderately higher than it was at a similar time last year, initial new federal data shows, even as subsidies set to expire at the end of 2025 will make the coverage more expensive for many.

Seen at face value, the data from the Center for Medicare and Medicaid Services seems to defy predictions that many Americans facing pricier plans would drop out of marketplace coverage altogether next year.

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