Prescription drug coverage options are shrinking for Medicare shoppers

AP News – Saturday, October 11, 2025
By Tom Murphy

Fewer choices may be on the menu again as Medicare patients shop for prescription coverage this fall.

The number of available, stand-alone drug plans has fallen for a few years, and that trend will continue for 2026. Most markets will still have several choices, but some options are becoming particularly sparse for shoppers with low-income subsidies. And help may be harder to find because some insurers no longer pay brokers commissions for new business.

Shoppers have from Oct. 15 to Dec. 7 to find new coverage that starts in January.

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