GOP talking point holds ACA is haunted by ‘phantom’ enrollees, but the devil’s in the data

KFF Health News – Friday, October 24, 2025
By Victoria Knight

The idea that Affordable Care Act marketplaces are riddled with fraud has become a major talking point among Republicans, as lawmakers in Congress argue about whether to extend the enhanced tax credits that are helping offset the cost of health care marketplace coverage for low- and middle-income people. Those ACA subsidies expire at the end of the year and have become a flash point in the government funding showdown.

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